Quick-Facts About the CLEA LTD Plan

• CLEA has more than $7.3 Million dollars in assets (through 6/30/09)
• Currently more than 25,000 professional law enforcement members throughout California.
  The #1 plan of its kind statewide
• CLEA has 166 group departments.
• Plan has paid over $60 Million in disability and death benefits since 1985.
• All disability benefits may be paid tax free.
• Plan is IRS approved as non-profit.
• Plan is member owned, operated and managed through a statewide Board of Directors.
• Plan is established and operated pursuant to California Insurance Code sections 11400 through 11407.
• Operated pursuant to regulations of the U.S. Department of Labor (ERISA) and the U.S. Department of Treasury.
• Plan provides fast, courteous claim service through a statewide toll-free 800 number.
• A portion of all Administrative costs are donated to the Law Enforcement Children's Annual Scholarship Fund.
• The CLEA Plan is a non-political, non-profit California Corporation. Since 1985.

CLEA Benefit Facts

Highest Coverage
The CLEA disability plan will cover up to 100% of your pre-disability income (to a maximum of $7,500 or $9,500 per month) tax-free dependant on which plan chooses. Includes Cost of Living Benefits.

Lifetime Coverage
Non-industrial (off duty) and industrial (job-related) disabilities have a lifetime continuous benefit if you are unable to work in your current or any other type of job again.

Cost of Living Adjustments
Years 3 through 8, 4% benefit increase annually.
Year 9 to age 65, CPI increases to a maximum of 5% per year.
Thereafter, Level Lifetime coverage.

Death Benefits
$55,000 (or optional $10,000) death benefit payable to your chosen beneficiary. In addition, six additional months of Plan benefits may be payable to your dependent beneficiary under certain circumstances, as well.

*Consult your tax advisor for specific information regarding tax liability of benefits.

Illustration Only. Please see complete Plan documents for specific information.