CLEA home
Providing superior Long Term Disability Benefits to nearly 20,000 Law Enforcement Participants since 1985.

$24.50 Group Plan

Monthly Cost $24.50 per month
Percentage of
Wages Protected
85% of wages Non-Industrial Disability
70% of wages Industrial Disability
(No permanent disability offsets)
Maximum Monthly Benefit of $9,500
Long Term Care Benefit (LTC Plus) After 60 calendar days, up to $3,000 per month, five (5) year Maximum Benefit Period, non-occupational only – may be payable for disputed Workers' Comp. cases. (Repayable only if settled in your favor.)
Waiting Period 30 calendar days - If less than 60 calendar days of personal leave, you may receive 70% of wages after 30 calendar days. Otherwise, 60 calendar days.
Benefit Period Lifetime: Sickness, Accident, & Pregnancy
Cost of Living Benefit (COLA) 4% compounded per year (years 3-8) thereafter, CPI increase to age 65 and then continued lifetime benefits
Return to Work
Incentive Benefit
$1,000 per month for Non-Industrial Catastrophic Disability if Participant returns to gainful employment
Musculoskeletal & Connective Tissue Disorders Fully covered, no restrictions
Lifetime coverage
Stress & Substance
Abuse Benefits
Six (6) months lifetime coverage
(3 months per occurence)
Waiver of Payment Waiver of Payment after no-pay status
Freeze of Personal
Leave Option
After 60 calendar days
Personal Leave
Integration Benefit
After 60 calendar days, you may use 50% personal leave and receive 50% benefit from Plan or use 100% personal leave and receive $400 per month ($100 per month for Industrial or Disputed Workers' Comp.)
Benefits Payable
During Disputed Workers' Comp. Cases
After 60 calander days - 70% of wages or Maximum Benefit of $9,500 monthly
(Repayable only if settled in your favor)
Minimum Monthly Benefit $400 per month - paid in addition to personal leave after 60 calendar days
($100 per month for Industrial or Disputed Workers' Comp.)
Disability Pension Advance Up to 70% of wages (max. $9,500 per mo. benefit) may be advanced during retirement processing
Survivorship Benefit

Six (6) months additional benefits to dependent beneficiary

Death Benefit

$65,000 Death Benefit on- or off-duty, natural, accidental or terminal illness ($15,000 initial benefit and then $1,000 per month for 50 months).

$10,000 for suicide ($2,000 first 2 years in Plan).

Benefits may be payable within 24 hours of notification.

 

Effective February 25, 2014. For Illustration only. Please see Plan Document for full details.

 

Request a Summary Plan Description (SPD)

Executive Board

President

Dave Boffi

Daly City POA

Vice President North

Kevin Mickelson

Sacramento Co. DSA

Vice President South

Darin Ryburn

Burbank POA

Chief Financial Officer

Joe Chirillo

Beverly Hills POA

Executive Secretary

Mario Yagoda

Glendale POA

Chairman of the Board

Jerry Hall

DSA of Santa Clara Co.

 

 

 

 

 

California Administration Insurance Services, Inc.

Plan Administrators

CA Insurance Lic. #0544968