CA MIL FF/SO Group Plan
| Eligibility | Full-time active Peace Officer members within CSLEA Unit 7. (Retired Annuitant Peace Officers are not eligible.) |
| Monthly Cost | $19.85 per month – CSLEA membership required for payroll deduction |
| Percentage of Wages Protected |
80% of wages for Catastrophic Disabilities for up to 30 months then 66.7% 66.7% of wages Non-Industrial Disability 66.7% of wages Industrial Disability (No Workers' Compensation permanent disability offsets) Maximum Benefit of $9,500 per month, tax-free |
| Waiting Period | 30 calendar days - If less than 60 days of personnel leave, you may receive 50% of wages after 30 days. Otherwise, 60 calendar days. |
| Benefit Period | Lifetime: Sickness, Accident, & Pregnancy |
| Cost of Living Benefit (COLA) | 4% compounded per year (years 3-8) thereafter, CPI increase to age 65 and then continued lifetime benefits |
| Return to Work Incentive Benefit |
$1,000 per month for Non-Industrial Catastrophic Disability if Participant returns to gainful employment |
| Musculoskeletal & Connective Tissue Disorders | Fully covered, no restrictions Lifetime coverage |
| Stress & Substance Abuse Benefits |
Six (6) months lifetime coverage (3 months per occurence) |
| Waiver of Dues | Waiver of Dues after no-pay status |
| Freeze of Personal Leave Option |
After 60 calendar days |
| Personal Leave Integration Benefit |
After 60 calendar days, you may use 50% personal leave and receive 50% benefit from Plan or use 100% personal leave and receive $400 per month ($200 per month disputed Workers' Comp.) |
| Benefits Payable During Disputed Workers' Comp. Cases |
After 60 calander days - 66.7% of wages or Maximum Benefit of $9,500 monthly (Repayable only if settled in your favor) |
| Minimum Monthly Benefit | $400 per month - paid in addition to personal leave after 60 days ($200 per month disputed Workers' Comp.) |
| Disability Pension Advance | Up to 70% of wages (max. $9,500 per mo. benefit) may be advanced during retirement processing |
| Pre-Existing Medical Condition Coverage | If you enroll during your initial enrollment period, all pre-existing medical conditions will be covered once you have been in the Plan for twenty-four (24)/forty-eight (48)* months, unless you are eligible for the Prior Coverage Credit – otherwise, pre-existing medical conditions will not be covered. |
| Survivorship Benefit | Six (6) months additional benefits to dependent beneficiary |
| Death Benefit | $60,000 Death Benefit on- or off-duty, natural, accidental or terminal illness ($10,000 initial benefit and then $1,000 per month for 50 months). $10,000 for suicide ($2,000 first 2 years in Plan). Benefits may be payable within 24 hours of notification. |
Effective January 1, 2012. For Illustration only. Please see Plan Document for full details.
Request a Summary Plan Description (SPD)
*Forty-eight months for HIV, AIDS, ARC and for eligibility of Death Benefits on
Pre-Existing Medical Conditions.